
I'm so tired of being a financial retard... it always seems like the second I'm actually on top of things something comes up and all of the savings and emergency funds I had built up are gone. And more and more things keep piling up behind it now, you know just those little things that always pop up and you forget about them and then they bite you in the ass in the long run. So I need to put together a financial re-do plan for myself and my family, too many things are getting put off right now to satisfy old retardedness... so here we go... the first step is admitting I have a problem.
Things I plan on getting straight in my life, the deadline is my birthday, 08/29. Which gives me about 154 days to get my head on straight.
1) Organization, I'm the worst at organizing, yes I'm a Virgo, but I tend to have piles and I know exactly what is in said piles of stuff... this needs to stop... have to get my sh*t together.
2) Finances, god if I had a nickle everytime I went "oh shit, that bill was due yesterday"... well I probably wouldn't have any financial issues. I have to find a way to get my head on straight for the bills. And a system in place that makes it easy to do this sort of crap... I hate it... but someone has to do it right?
3) Budget! Budget! and ummmm BUDGET!
4) Get rid of stuff! We have too much stuff, we have soo much stuff isn't coming out of asses... we have to rid ourselves of stuff... and if some of the stuff is actually worth something? Well then Craigslist here it comes because I don't want it. We seriously have boxes of stuff from when we moved into our house just sitting in the basement... ALMOST 2 YEARS AGO! If that isn't a reason to get rid of it I don't know what is.
5) Live simpler. To me simple is the key, we don't have to give up some of lifes bells and whistles to do this. All of the things I've listed about will have the side offect of making life simpler...
So let the count down begin!